You never know what’s going to happen when your boat is on the water in McConnellsburg, PA. At Peck Insurance Agency, we understand the importance of having boat insurance, even during the times when your boat is not on the water.
During Winter and the Other Elements
If your boat is docked during the winter months, it still comes in contact with the elements of weather. When storing your boat, you will still need protection from damages that may arise due to bad weather, the cold, or other natural disasters.
You might think nothing will happen to your boat, especially because you dock it in a safe location. However, you never know when a thief is lurking who wants to steal items from your boat. Even worse, what happens if someone should steal your boat and get into a collision? If you don’t have insurance, you’ll have to cover the expenses.
Sometimes, people are destructive to other people’s property. If someone should happen to cause damage to your boat when you’re not aware, it is unlikely that you will be able to figure out who was responsible. For that reason, you should have a boat owner’s insurance policy to cover the expense of vandalism.
What Insurance Takes into Consideration
When you’re selecting a policy, it covers whether your boat is on the water or docked. Boat insurance policies are relatively inexpensive, especially when you compare it to other types of insurance. The price varies based on your state as well as the type, size, and age of your boat. How your boat is powered and the size of the motor also play a role in determining the cost. The price also depends on where you plan on using your boat.
To open a boat insurance policy with Peck Insurance Agency, serving McConnellsburg, PA and the surrounding areas, visit or call our offices at 717-485-5500.